Home Jobs in Namibia - April 2024 Management Jobs Ongoing Credit Risk Management Head – FNB NAMIBIA

Ongoing Credit Risk Management Head – FNB NAMIBIA

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purpose:

To oversee, strategically manage and lead the day to day functions of the credit risk management teams and portfolios across sub-segments in area of responsibility

Responsibilities:

  • Drive the risk appetite framework across sub-segments and sector teams througheffective collaboration
  • Act as custodian of credit governance for the segment in partnership with creditstakeholders
  • Provide input in reviewing and updating credit policies
  • Provide input regarding Limits, Ratings, Loss Given Default and Governance monitoring.
  • Provide guidance to deal times from a credit perspective Assessment and approval of credit transactions.
  • Be a voting member of relevant credit committees if so nominated to have such votingrights.
  • Efficient management of high-risk portfolio including timely identification of high riskclients, checking security and mitigating risk by taking outstanding and newsecurity and reducing limits
  • Oversee the origination complex, high risk and highly profitable credit applications byassessing high credit risk and potential high profitable applications as partof Credit Panel Manage the Debt Restructuring Committee and non-performing loans work out andrecoveries
  • Reduce percentage of non-performing loans as a percentage of total performing bookbased on the business’ performance
  • Reduce Bad debts as a percentage of performing loans utilization based on effectivelending principals applied during approval Manage limits that are in excess of normal limit by reducing number against totallimits
  • Ensure proper implementation, upkeep and accuracy of the Ongoing Risk Management andrelevant Credit systems and the raising of accurate provisions

Experience and Qualifications:

  • Minimum Qualification – Qualified Chartered Accountant, Chartered Financial Analystor relevant Masters Degree
  • Experience – 5-8 years’ experience in aCommercial or Corporate Banking environment specialising in Credit
  • Additional Knowledge – Sound understanding of Bankcredit ratings for companies, portfolio theory and credit principles
  • Credit origination experience in specialized lending solutions such as leverage finance,property finance, debtor finance, asset finance, term lending and workingcapital. Sound knowledge of securities and contractual capacities
  • Excellent analytical skills for Credit Assessments to be able to make decisions based onassessment

Closing Date: 14 June 2022

The company ONLY accept applications vis their career portal. Interested candidates can apply via the link below:

APPLY FOR THIS JOB

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